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oakville , milton, burlington, mississauga listings - Government programs - Mortgage

Featured listings


$272,900 Located : Oakville - Bronte Creek
MLS®: 2021185, Stacked Townhouse
Bedrooms: 2 , Bathrooms: 1.5

Fantastic starter freehold townhouse. No maintenance fee! Mattamy Bailey model, with open concept living area. Modern kitchen with maple cabinets ,backsplash and breakfast bar. Walk-out from the kitchen to a spacious, private deck. Upgraded stone look ceramics in entry, upgraded stained rail and pickets, inside garage entry,security system. 2 generous size bedrooms,master bedroom with walk-in closet.Tastefully decorated in neutral colours. Amazing value in a desirable location,close to parks,new public school, public transport and future hospital.Don't hesitate to book your private walk-through today! More details & photos


$439,900 Located : Oakville - West Oak Trails
MLS®: 2021110, 2 Storey Detached
Bedrooms: 3 , Bathrooms: 2.5

Great home for a great price, on a beautiful premium lot. Built by Mattamy, Sandpiper model located on a quiet,child friendly crescent in Oakville. Hardwood and ceramic floors on the main floor, kitchen open to the family room, family room features a gas fireplace and media niche, large master bedroom with spa like en-suite, soaker tub and separate shower. Convenient inside garage access, keyless entry, walk-out to a beautiful deck and fully fenced,landscaped yard. Double driveway, front porch, and lots more... Walking distance to schools shopping and future hospital. More details & photos


$359,900 Located : Oakville - Bronte Creek
MLS®: 2020992, End Unit Townhouse
Bedrooms: 3 , Bathrooms: 2.5

Amazing value in Oakville! Freehold end unit townhouse located in desirable Bronte Creek. One of the most popular lay-out, Mattamy's 'Hollyberry' model. 3 bedrooms and 3 bathrooms plus a fully finished basement for only $359,900. Open Concept design with bright, spacious eat-in kitchen, lot's of cabinet and counter space, decorative columns, double door walk-out to fully fenced premium size backyard. Beautiful upgraded master en-suite with extra large glass shower, finished basement with great open design, landscaped front with inviting front porch. This great family home is located across from new public school, walking distance to parks and public transport. Don't miss this fantastic opportunity to become the owner of this gorgeous property, call us today for your private viewing! More details & photos


$459,900 Located : Oakville - Bronte Creek
MLS®: 2020542, Detached 2 Storey
Bedrooms: 3 , Bathrooms: 2.5

Located in beautiful Bronte Creek Oakville, built By Mattamy 5 years ago. Unique versatile open concept floor plan, with lots of upgrades. No carpets on the two levels, solid hardwood stairs with iron pickets, eat-in kitchen with gas stove, backsplash and walk-out to back yard. Adjoining family room with big window. Master ensuite with soaker corner tub, separate shower, 2 other bedrooms with semi-en suite. Large bright 2nd floor laundry room with high end front load washer and dryer, inside entry from garage. Short walk to new public school,water park, trails, and public transport. Beautifully decorted and ready to move in, also for your convenience including all appliances and water softener in the purchase price! Book your private viewing. More details & photos


For Lease $1,800 Located : Oakville - West
MLS®: 2019730, Bungalow
Bedrooms: 3 , Bathrooms: 2

Very bright 3 bedroom bungalow just recently renovated. New windows, new kitchen, new appliances, Large deck overlooking spacious yard, and roomy verandah overlooking treed front yard. Hardwood floors in livingroom / diningroom combination and 3 bedrooms. Credit check, letter of employment, rental application with offers. Absolutely no pets and smokers due to allergies. Available immediately ... More details & photos


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$304,900 Located : Oakville - Bronte Creek
MLS®: 2019993, Freehold Townhouse
Bedrooms: 3 , Bathrooms: 2

First time home buyers, downsizers! This is what you were looking for. Freehold town home in great location with lots of desired upgrades. One of the rare, most desired open concept layout available in the area. Main floor den with ceramic tile, inside entry from garage, hidden storage area under ground floor stairs, open concept kitchen with breakfast bar and backsplash, living / dining room combination with hardwood floor, walk-out to over sized balcony, 3 bedrooms with berber carpet, master bedroom with window seat, all bedrooms with ceiling fans. 6 appliances are included in the purchase price. Walking distance to new school, water park, trails, public transport ... More details & photos


$464,000 Located : Oakville - WestMount
MLS®: 2019531, Detached 2 Storey
Bedrooms: 3 , Bathrooms: 2.5

Gorgeous home located in beautiful Oakville. Fabulous open concept versatile floor plan .The trendy kitchen features maple cabinets, travertine backsplash, custom island, stainless steel appliances, including a gas stove, French exterior doors to backyard. French doors to living/dining room. Open concept family room with gas fireplace , hardwood in living/dining rooms, family room, & master bedroom. Terra cotta tiles in kitchen, powder room and foyer. Solid oak staircase ,large master bedroom with walk-in closet/shelving. Master ensuite with soaker tub and separate shower ... More details & photos


$299,900 Located : Oakville - Bronte Creek
MLS®: 2018479, Freehold Townhouse
Bedrooms: 3 , Bathrooms: 2

One of Oakville's most affordable FREEHOLD 3 bedroom (no condo fees!) end-unit town home. Only few years old located in desirable Bronte Creek. This beautiful property is fully loaded with upgrades. Large entry foyer features ceramic tiles,convenient inside entry from garage, dark maple hardwood in living and dining room, shaker style kitchen cabinets with designer handlers, durable, modern berber carpet on the stairs and in the bedrooms, eat-in kitchen with breakfast bar, spacious balcony for summer entertainment,custom window covers. Private driveway, lot's of storage space ... More details & photos


$276,900 Located : Oakville - Bronte Creek
MLS®: 2019397, Freehold Townhouse
Bedrooms: 2 , Bathrooms: 1.5

Great Opportunity to own a beautiful freehold town home in desired Bronte Creek. Open Concept kitchen with breakfast bar, walk-out from kitchen to spacious balcony, hardwood floors in living and dining room, 2 good size bedrooms, master bedroom with walk-in closet, large laundry room, entrance from garage, 2 parking spots on drivaway, walking distance to public transport, close to go train, parks and future public school. Don't hesitate to call us to book your personal tour. ... More details & photos


$269,000 Located : Burlington - Sub area 34
MLS®: 2018480, Condo Townhouse
Bedrooms: 2 , Bathrooms: 2.5

Amazing quiet town home complex in Burlington with great location facing green space. Totally updated home with luxury finishes. Over $40,000 in upgrades during recent remodel which include new kitchen, hardwood floors, luxurious en-suite bath with two person jacuzzi tub and separate shower and skylight, new furnace and central air, and windows. Features include a wood burning fireplace, central vacuum, R40 insulation in attic, new carpet throughout, pot lights. Landscaped front and back. Beautifully decorated and absolute move in condition! Quick closing available. ... More details & photos


$494,000 Located : Oakville - Bronte Creek
MLS®: 2017750, Detached 2 Storey
Bedrooms: 4+1 , Bathrooms: 3.5

This 4 bedroom Mattamy home is ready for your occupancy! Over 1900 sq.ft + finished basement with gorgeous upgrades including upgraded plank hardwood (maple) and upgraded ceramic floors in the kitchen , and in all the bathrooms, Maple staircase with berber runner, pot lights , upgraded kitchen with custom slate backsplash and granite counters. The living and dining room combination features cathedral ceiling, huge 2 storey windows. The trendy kitchen is open to the family room, so you can cook and entertain or watch the kids at the same time. Upgraded carpet and underpad upstairs. Master bedroom has a walk in closet and gorgeous ensuite bath with separate shower and soaker tub. Finished basement with extra bedroom, full bathroom and spacious recreational room ... More details & photos


$279,000 Located : Oakville - Bronte Creek
MLS®: 2017339, Freehold Townhouse
Bedrooms: 2 , Bathrooms: 1.5

Are you looking for an absolute move in condition town home? This is it! One of the nicest 2 bedroom town homes ever been listed in this neighbourhood. Right from the first moment you look at this lovely home you can see that it stands out. The entrance foyer features neutral colour ceramic tiles, a double mirrored door coat closet, convenient inside entrance to the garage. The main floor laundry offers a washer & dryer, storage space. The open concept second floor includes ... More details & photos


$729,000 Located : Oakville - West Mount
MLS®: 2015041, Detached 2 Storey
Bedrooms: 4 , Bathrooms: 3.5

Absolute show stopper! Only few months old beautiful open concept custom built home with over $80K in upgrades! Impressive standards include stone/stucco facade, exterior pot lights, vinyl casement thermo pane windows with low E and argon filled glass.Energy Star ready home includes high efficiency furnace, r20 & r40 insulation, insulated beyond building code specifications. Approximately 3000 sq ft of luxury open concept home: ... More details & photos


$262,000 Located : Oakville - Bronte Creek
MLS®: 2015334, Freehold Townhouse
Bedrooms: 2 , Bathrooms: 1.5

Fantastic opportunity for the first time home buyer to own a beautiful home in fabulous Oakville. Very clean and nicely decorated 2 bedroom 1.5 bathroom freehold town home with great features including open concept kitchen and living room, walk-out from kitchen to spacious balcony perfect for summer barbecues with friends. Master bedroom features a good size walking closet. There is a convenient inside garage entry ,and good size attached garage.This property is located walking distance to ... More details & photos


$309,000 Located : Burlington - Maple, Sub-area 31
MLS®: 2013695, Detached Side Split
Bedrooms: 2 , Bathrooms: 1.5

First time home buyer, down sizers if you looking for a fully detached , open concept house don't look any further!This lovely home has been throughly updated with the fabulous addition of an oversized heated & plumbed garage topped by 2 large bedrooms and modern 3 piece bath. Newer windows ,doors,hardwood floors newer broadloom ,hardwood staircase,large eat-in kitchen and generous foyer.Over sized garage,with enough room for a workshop , separate entrance to unfinished, framed basement through the garage ... More details & photos


$218,900 Located : Burlington - Tansley Gardens
MLS®: 2013782, Condominium Apartment
Bedrooms: 2 , Bathrooms: 2

This beautiful top floor corner condo unit is available for purchase in the popular Tansley Gardens complex. Rare cathedral ceilings makes this lovely apartment feel more spacious and elegant. Open concept living area features a living -dining room combination with versatile floor plan. The oak kitchen cabinets allow you to refinish your cabinets to any of the trendy colours if you wish or enjoy bright light colour which is presently available. Kitchen features a good size breakfast bar and a walk-out to the balcony. This lovely apartment also equipped with a convenient en-suite laundry ... More details & photos


$469,900 Located : Oakville - West Mount
MLS®: 2011671, Freehold End-Unit Town House
Bedrooms: 4 , Bathrooms: 2.5

Almost brand new rarely available 4 bedroom end-unit executive townhome.Very spacious upscale French Chateau home, almost 2000 sq.ft.,with tons of upgrades. 9' ceilings on main floor,open concept floor plan,granite kitchen counters,hardwood and ceramic floors on the main level. Family room with gas fireplace,3pc upgrade en-suite with glass shower,4 spacious bedrooms,high end appliances,great location ... More details & photos


$489,500 Located : Oakville - West Oak Trails
MLS®: 2013397, Detached Bungalow
Bedrooms: 3+1 , Bathrooms: 2.5

Gorgeous Executive Raised Bungalow on Quiet Street. Built by Ballantry Homes. Open Concept layout with tons of upgrades. Beautiful double door entry. 9' Ceilings, huge master bedroom plus 3 additional bedrooms and 3 bathrooms. Master en-suite with soaker tub and separate shower. Finished walk-out basement,oak staircase ,gleaming hardwood floors,pot lights 2 gas fireplaces. Inside Access to Garage. Close to Hwys,Golf Course,Creek,Park,Schools & Shopping. True Pride of Ownership in West Oak Trails ... More details & photos


$459,000 Located : Oakville - Oak Park
MLS®: 2012637, 3 Storey Detached House
Bedrooms: 3 , Bathrooms: 2.5

Trendy Oak Park detached house for sale. Move in condition. The main floor of this home offers combined living/dining room area with gleaming, dark hardwoods. Spacious eat-in kitchen with gas fireplace, entertainment niche, breakfast bar, pantry and walk-out to the backyard. The second floor has an open family room, 2 bedrooms, full bathroom and laundry room. The third floor level offers huge ... More details & photos


$289,000 Located : Burlington - Alton Village
MLS®: 2012660, 3 Storey Condo townhouse
Bedrooms: 2 , Bathrooms: 2.5

Alton Village open concept Mattamy Town home, less than a year old. Bright and spacious home with some of the following features:convenient main floor laundry,popular open concept kitchen with breakfast bar,large living and dining room combination with double door walk out to lovely balcony. 2 good size bedrooms, master bedroom with 3pc en-suite and walk-in closet, main floor den. Neutral & beautiful decor... More details & photos


$249,900 Located : Guelph - Westminster Woods
MLS®: 2012006, Condominium TownHouse
Bedrooms: 4+1 , Bathrooms: 2.5

Amazing Opportunity To Own A Turn Key Income Generating Town Home,Only 5K From The University Of Guelph. Perfect For Students To Share!3 Bedroom Converted Into 4 Bedrooms. Finished Basement With Additional Bedroom And 3 Piece Bath. Clean ,Quiet Complex Walking Distance To Shopping And Bus Stop. Vacant Possession Is Available Or Some Of The Tenants Willing To Stay ... More details & photos


$339,000 Located : Oakville - Bronte creek
MLS®: 2011756, Freehold Town-House
Bedrooms: 3 , Bathrooms: 2.5

Absolutely beautiful freehold town home in Oakville's desired Bronte Creek neighborhood. One of the most popular Hollyberry model,built by Mattamy. Open concept main floor with separate dining area.The main floor features hardwood & ceramic floors,living room with gas fireplace,spacious kitchen with upgraded cabinets ,and extra pantry, walk-out to beautifully landscaped backyard. Modern, trendy ambiance with plenty of pot lights.All stainless steel appliances ... More details & photos


$529,000 Located : Oakville - River Oaks
MLS®: 2011520, Detached 2 Storey House
Bedrooms: 4 , Bathrooms: 3.5

Apr. 2860 sq.ft home built by Alt era homes. Popular open concept floor plan with formal elements. Huge eat-in kitchen with lots of oak cabinets , sunken family room with oak hardwood floor, gas fireplace and walk-out to backyard.Main floor office with big window,spacious hallway with oak hardwood floors. Large master bedroom features a walk-in closet and additional closet space,master en-suite with double sink , soaker tub and sep. shower. Second bedroom also has it's own private 4 piece bathroom.The 2 additional bedrooms share another 5 piece bathroom with ... More details & photos


$324,000 Located : Oakville - West Oak trails
MLS®: 2009227, Freehold Townhouse
Bedrooms: 3 , Bathrooms: 2.5

Mattamy built "Downey berry" model.
Features 3 bedrooms 2.5 bathroom, inside entry from garage, hardwood floors in living and dining rooms. Eat-in kitchen with ceramic floor, backslash and bay window. master bedroom has en-suite. Freshly painted throughout. The townhouse also features finished basement with cold room.
More details & photos


$322,000 Located : Oakville - Bronte Creek
MLS®: 2008958, Freehold Townhouse
Bedrooms: 3 , Bathrooms: 1.5

Trendy and beautiful! Approximately 3 years old Mattamy built 3 bedroom freehold town home located in Oakville's prestige's Bronte Creek area.The open concept main floor features dark hardwood floor in living and dining room,eat -in kitchen with ceramic tiles,backsplash and walk-out to fully fenced and landscaped backyard.Good size master bedroom offers a walk-in closet,semi-en suite and lovely window seat.The fully finished basement is ready for your cozy movie nights, and also has an area to set up a home office or playroom. Roughed in bathroom in basement. Little porch area in the front of the house is a great spot for morning coffees.This lovely home is located walking distance to a new proposed Bill-Palermo bi-lingual school site, and popular water park/playground.Also walking distance to public transport. Fantastic neighborhood! More details & photos


$332,000 Located : Oakville - West Oak Trails
MLS®: 2008551, Semi-Detached
Bedrooms: 3 , Bathrooms: 2.5

Lovely semi detached home located on Cul-De-Sac ,backing onto Upper Glen Abbey walking trails.Many upgrades including ,double door entry ,circular oak staircase,main floor laundry,gas BBQ hook-up,open concept eat-in kitchen.,with breakfast bar and walk -out to deck, master en-suite with shower,good size bedrooms,entrance from garage,cold room in basement. Close to all amenities,shopping, transportation,schools,parks ... More details & photos


$352,000 Located : Oakville - Bronte Creek
MLS®: 2008255, Freehold End-Unit Town House
Bedrooms: 3 , Bathrooms: 2.5

Bright and beautiful! End unit Mattamy town home in Bronte Creek finished top to bottom. Rarely available layout, with lots of upgrades. The large living and dining room combination features hardwood floor, lots of windows. Eat-in kitchen with walk-out to private backyard, main floor family room with hardwood floor and gas fireplace, solid hardwood staircase leads to the second floor. The cozy master bedroom features a 4 pc bathroom with soaker tub and separate shower. For additional living space you will find a huge finished basement with pot lights and ... More details & photos


$399,900 Located : Brampton - W23 - Peel Village
MLS®: W1609364 Detached Side-Split
Bedrooms: 3 , Bathrooms: 2.5

Fantastic Spacious Peel Village Home,Backing To Peel Village Park And Trail ,On A Quiet Crescent. Fully Fenced Pool Size Pie Shape Lot Ready For Your Summer Entertainment.This Immaculate Home Has No Carpet Only Wood Flooring Through Out. Open Concept Main Floor,Kitchen With Granite Counters,Huge Window In Living Room, Main Floor Office. Cozy Recroom With Wood Burning Fireplace. Ready To Move In! ... More details & photos


mortgage

Understanding the process of renewing your mortgage can save you money!

When your mortgage comes up for renewal your current financial institution will simply send out a renewal form a few months before your renewal date. Interestingly enough more than 50% will circle their option and send it back satisfied with the fact they are getting the best rate, why not – they’ve been your financial institution for several years and you are happy with them.

Lenders are counting on the fact that homeowners are too busy to do any additional research.

Knowing what is out there can save you money on interest; shop around! Did you know that switching financial institutions during this time isn’t such a hassle and there are no hidden fee’s or charges? Financial institutions will pay for legal expenses and for appraisal reports if they are required.

Shopping around is easy and doesn’t need to take up so much of your time.

There are several ways you can go about looking for your next term, the best rate and your next mortgage provider. The most efficient way is to enlist the assistance of a mortgage broker who has built solid relationships with the banks and mortgage lenders across Canada. Mortgage brokers have up to date information regarding interest rates and rate promotions being offered which saves you time and could save thousands of dollars in interest charges over the term of your mortgage.

Finally, it is very possible your financial situation has changed during the years you have had your mortgage in place, now would be a perfect time to revisit your plans and tailor your mortgage to your current needs.



In The News

  • Nine-storey luxury condo too high for neighbours in Downtown Oakville
  • Council adopts $8.7B operating budget, including 4% property tax hike
  • Oakville dog ingested baking flour, not poison
  • Optimism returning to housing market, RBC survey finds
  • The central bank cut the trend-setting overnight rate to an all-time low of 0.5 per cent
  • Bank of Canada to add up to $35 billion in liquidity to the financial system
  • Banks' mortgage rate cuts add to housing affordability
  • Money market funds magnet for RRSP cash
  • A Closer Look at Canada's Decline in Real Estate Prices
  • Toronto Real Estate Prices to Show Modest Growth in 2009, CMHC says

 

 

 


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Home Renovation Tax Credit

On Jan. 27, 2009 The federal government revealed the Home Renovation Tax Credit in its budget. You can receive a tax credit of 15% to a maximum of $1,350. Expires: January 31, 2010. Below are some eligible expenditures examples.

  • Renovating a kitchen, bathroom or basement

  • New carpet or hardwood floors

  • Building an addition, deck, fence

  • Purchasing a new furnace

  • A new driveway

  • Painting of interior or exterior of a house

Read more ...


ontario home energy savings program

The Governments of Ontario and Canada will help pay for the retrofit your home needs. Following is a list of the total amount each upgrade is eligible for. You have 18 months from the date of your audit to complete some or all of these upgrades. Each upgrade you complete in this time is eligible for a rebate. You may apply for the rebate only after the work is done and you have had your post-retrofit audit. This program provides homeowners with up to $150 towards the cost of a home energy audit and rebates of up to $10,000 (50 per cent paid by the province and 50 per cent paid by the federal government ecoENERGY Retrofit – Homes Program) for retrofits that address the energy issues identified in the audit. Read more ...

first time home buyer's program

The Home Buyer’s Plan (HBP) is a Canada Revenue Agency program that allows you, if you’re a first-time home buyer or haven’t owned a home for the last 5 years, to withdraw up to $25,000 ($50,000 for a couple), tax free, from your registered retirement savings plan (RRSP) to buy or
build your home. It’s the perfect opportunity to increase your down payment. Read more ...

Land Transfer Tax Refunds For First-Time Home buyers.The expanded Land Transfer Tax Refund Program for First-time Home buyers is part of a package of tax initiatives announced in the 2007 Fall Economic Outlook and Fiscal Review. The government is giving all first-time home buyers a break on land transfer tax by proposing to expand the Land Transfer Tax Refund Program to include purchases of resale homes. How Do I Apply? Read more ...


gst new housing rebate

Resale homes are exempt from the GST.

New homes are subject to the GST. New home buyers can apply for a 36% rebate of the GST applicable to the purchase price to a maximum of $6,300 for homes costing $350,000 or less before GST.

For new homes priced between $350,000 and $450,000 before GST, the GST rebate would be reduced proportionately.

New homes priced $450,000 before GST or higher would not receive a rebate. Read more ...


ontario real estate forms explained

Standard Forms explained in plain language

The commonly-used real estate forms available for download below offer clause-by-clause plain language explanations of the legal terminology used throughout them. Understanding what you are signing is essential to having a successful transaction.

  • Buyer Representation Agreement

  • Buyer Customer Service Agreement

  • Agreement of Purchase and Sale

  • Agreement of Purchase and Sale condominium resale

  • Confirmation of Co-operation and Representation

  • Listing Agreement Authority to Offer for Sale

  • Seller Customer Service Agreement

Gabor Sallai - Broker & Rita Garami - Sales Representative

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