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oakville , milton, burlington, mississauga listings - Government programs - Mortgage

Featured listings


$289,000 Located : Burlington - Alton Village
MLS®: 2012660, 3 Storey Condo townhouse
Bedrooms: 2 , Bathrooms: 2.5

Alton Village open concept Mattamy Town home, less than a year old. Bright and spacious home with some of the following features:convenient main floor laundry,popular open concept kitchen with breakfast bar,large living and dining room combination with double door walk out to lovely balcony. 2 good size bedrooms, master bedroom with 3pc en-suite and walk-in closet, main floor den. Neutral & beautiful decor... More details & photos


$128,000 Located : Burlington - Halton Tower
MLS®: 2012098, Condominium Apartment
Bedrooms: 2 , Bathrooms: 1

Why pay rent when you can own at this price. Close to schools, shopping and transit. Nicely decorated ,spacious 2 bedroom condo in well maintained ,recently renovated building. Updated kitchen cabinets with mirrored backsplash and ceramics.Open concept living room with separate dining area. Master bedroom features a good size walk-in closet. Newer bathroom vanity, insuite storage.The apartment freshly painted throughout. New patio doors ... More details & photos


$469,900 Located : Oakville - West Mount
MLS®: 2011671, Freehold End-Unit Town House
Bedrooms: 4 , Bathrooms: 2.5

Almost brand new rarely available 4 bedroom end-unit executive townhome.Very spacious upscale French Chateau home, almost 2000 sq.ft.,with tons of upgrades. 9' ceilings on main floor,open concept floor plan,granite kitchen counters,hardwood and ceramic floors on the main level. Family room with gas fireplace,3pc upgrade en-suite with glass shower,4 spacious bedrooms,high end appliances,great location ... More details & photos


OAKVILLE HOMES FOR SALE

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BURLINGTON HOMES FOR SALE

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MISSISSAUGA HOMES FOR SALE

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$459,000 Located : Oakville - Oak Park
MLS®: 2012637, 3 Storey Detached House
Bedrooms: 3 , Bathrooms: 2.5

Trendy Oak Park detached house for sale. Move in condition. The main floor of this home offers combined living/dining room area with gleaming, dark hardwoods. Spacious eat-in kitchen with gas fireplace, entertainment niche, breakfast bar, pantry and walk-out to the backyard. The second floor has an open family room, 2 bedrooms, full bathroom and laundry room. The third floor level offers huge ... More details & photos


$249,900 Located : Guelph - Westminster Woods
MLS®: 2012006, Condominium TownHouse
Bedrooms: 4+1 , Bathrooms: 2.5

Amazing Opportunity To Own A Turn Key Income Generating Town Home,Only 5K From The University Of Guelph. Perfect For Students To Share!3 Bedroom Converted Into 4 Bedrooms. Finished Basement With Additional Bedroom And 3 Piece Bath. Clean ,Quiet Complex Walking Distance To Shopping And Bus Stop. Vacant Possession Is Available Or Some Of The Tenants Willing To Stay ... More details & photos


$339,000 Located : Oakville - Bronte creek
MLS®: 2011756, Freehold Town-House
Bedrooms: 3 , Bathrooms: 2.5

Absolutely beautiful freehold town home in Oakville's desired Bronte Creek neighborhood. One of the most popular Hollyberry model,built by Mattamy. Open concept main floor with separate dining area.The main floor features hardwood & ceramic floors,living room with gas fireplace,spacious kitchen with upgraded cabinets ,and extra pantry, walk-out to beautifully landscaped backyard. Modern, trendy ambiance with plenty of pot lights.All stainless steel appliances ... More details & photos


$529,000 Located : Oakville - River Oaks
MLS®: 2011520, Detached 2 Storey House
Bedrooms: 4 , Bathrooms: 3.5

Apr. 2860 sq.ft home built by Alt era homes. Popular open concept floor plan with formal elements. Huge eat-in kitchen with lots of oak cabinets , sunken family room with oak hardwood floor, gas fireplace and walk-out to backyard.Main floor office with big window,spacious hallway with oak hardwood floors. Large master bedroom features a walk-in closet and additional closet space,master en-suite with double sink , soaker tub and sep. shower. Second bedroom also has it's own private 4 piece bathroom.The 2 additional bedrooms share another 5 piece bathroom with ... More details & photos


$324,000 Located : Oakville - West Oak trails
MLS®: 2009227, Freehold Townhouse
Bedrooms: 3 , Bathrooms: 2.5

Mattamy built "Downey berry" model.
Features 3 bedrooms 2.5 bathroom, inside entry from garage, hardwood floors in living and dining rooms. Eat-in kitchen with ceramic floor, backslash and bay window. master bedroom has en-suite. Freshly painted throughout. The townhouse also features finished basement with cold room.
More details & photos


$322,000 Located : Oakville - Bronte Creek
MLS®: 2008958, Freehold Townhouse
Bedrooms: 3 , Bathrooms: 1.5

Trendy and beautiful! Approximately 3 years old Mattamy built 3 bedroom freehold town home located in Oakville's prestige's Bronte Creek area.The open concept main floor features dark hardwood floor in living and dining room,eat -in kitchen with ceramic tiles,backsplash and walk-out to fully fenced and landscaped backyard.Good size master bedroom offers a walk-in closet,semi-en suite and lovely window seat.The fully finished basement is ready for your cozy movie nights, and also has an area to set up a home office or playroom. Roughed in bathroom in basement. Little porch area in the front of the house is a great spot for morning coffees.This lovely home is located walking distance to a new proposed Bill-Palermo bi-lingual school site, and popular water park/playground.Also walking distance to public transport. Fantastic neighborhood! More details & photos


$332,000 Located : Oakville - West Oak Trails
MLS®: 2008551, Semi-Detached
Bedrooms: 3 , Bathrooms: 2.5

Lovely semi detached home located on Cul-De-Sac ,backing onto Upper Glen Abbey walking trails.Many upgrades including ,double door entry ,circular oak staircase,main floor laundry,gas BBQ hook-up,open concept eat-in kitchen.,with breakfast bar and walk -out to deck, master en-suite with shower,good size bedrooms,entrance from garage,cold room in basement. Close to all amenities,shopping, transportation,schools,parks ... More details & photos


$352,000 Located : Oakville - Bronte Creek
MLS®: 2008255, Freehold End-Unit Town House
Bedrooms: 3 , Bathrooms: 2.5

Bright and beautiful! End unit Mattamy town home in Bronte Creek finished top to bottom. Rarely available layout, with lots of upgrades. The large living and dining room combination features hardwood floor, lots of windows. Eat-in kitchen with walk-out to private backyard, main floor family room with hardwood floor and gas fireplace, solid hardwood staircase leads to the second floor. The cozy master bedroom features a 4 pc bathroom with soaker tub and separate shower. For additional living space you will find a huge finished basement with pot lights and ... More details & photos


$399,900 Located : Brampton - W23 - Peel Village
MLS®: W1609364 Detached Side-Split
Bedrooms: 3 , Bathrooms: 2.5

Fantastic Spacious Peel Village Home,Backing To Peel Village Park And Trail ,On A Quiet Crescent. Fully Fenced Pool Size Pie Shape Lot Ready For Your Summer Entertainment.This Immaculate Home Has No Carpet Only Wood Flooring Through Out. Open Concept Main Floor,Kitchen With Granite Counters,Huge Window In Living Room, Main Floor Office. Cozy Recroom With Wood Burning Fireplace. Ready To Move In! ... More details & photos


mortgage

Understanding the process of renewing your mortgage can save you money!

When your mortgage comes up for renewal your current financial institution will simply send out a renewal form a few months before your renewal date. Interestingly enough more than 50% will circle their option and send it back satisfied with the fact they are getting the best rate, why not – they’ve been your financial institution for several years and you are happy with them.

Lenders are counting on the fact that homeowners are too busy to do any additional research.

Knowing what is out there can save you money on interest; shop around! Did you know that switching financial institutions during this time isn’t such a hassle and there are no hidden fee’s or charges? Financial institutions will pay for legal expenses and for appraisal reports if they are required.

Shopping around is easy and doesn’t need to take up so much of your time.

There are several ways you can go about looking for your next term, the best rate and your next mortgage provider. The most efficient way is to enlist the assistance of a mortgage broker who has built solid relationships with the banks and mortgage lenders across Canada. Mortgage brokers have up to date information regarding interest rates and rate promotions being offered which saves you time and could save thousands of dollars in interest charges over the term of your mortgage.

Finally, it is very possible your financial situation has changed during the years you have had your mortgage in place, now would be a perfect time to revisit your plans and tailor your mortgage to your current needs.



In The News

  • Nine-storey luxury condo too high for neighbours in Downtown Oakville
  • Council adopts $8.7B operating budget, including 4% property tax hike
  • Oakville dog ingested baking flour, not poison
  • Optimism returning to housing market, RBC survey finds
  • The central bank cut the trend-setting overnight rate to an all-time low of 0.5 per cent
  • Bank of Canada to add up to $35 billion in liquidity to the financial system
  • Banks' mortgage rate cuts add to housing affordability
  • Money market funds magnet for RRSP cash
  • A Closer Look at Canada's Decline in Real Estate Prices
  • Toronto Real Estate Prices to Show Modest Growth in 2009, CMHC says

 

 

 


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Home Renovation Tax Credit

On Jan. 27, 2009 The federal government revealed the Home Renovation Tax Credit in its budget. You can receive a tax credit of 15% to a maximum of $1,350. Expires: January 31, 2010. Below are some eligible expenditures examples.

  • Renovating a kitchen, bathroom or basement

  • New carpet or hardwood floors

  • Building an addition, deck, fence

  • Purchasing a new furnace

  • A new driveway

  • Painting of interior or exterior of a house

Read more ...


ontario home energy savings program

The Governments of Ontario and Canada will help pay for the retrofit your home needs. Following is a list of the total amount each upgrade is eligible for. You have 18 months from the date of your audit to complete some or all of these upgrades. Each upgrade you complete in this time is eligible for a rebate. You may apply for the rebate only after the work is done and you have had your post-retrofit audit. This program provides homeowners with up to $150 towards the cost of a home energy audit and rebates of up to $10,000 (50 per cent paid by the province and 50 per cent paid by the federal government ecoENERGY Retrofit – Homes Program) for retrofits that address the energy issues identified in the audit. Read more ...

first time home buyer's program

The Home Buyer’s Plan (HBP) is a Canada Revenue Agency program that allows you, if you’re a first-time home buyer or haven’t owned a home for the last 5 years, to withdraw up to $25,000 ($50,000 for a couple), tax free, from your registered retirement savings plan (RRSP) to buy or
build your home. It’s the perfect opportunity to increase your down payment. Read more ...

Land Transfer Tax Refunds For First-Time Home buyers.The expanded Land Transfer Tax Refund Program for First-time Home buyers is part of a package of tax initiatives announced in the 2007 Fall Economic Outlook and Fiscal Review. The government is giving all first-time home buyers a break on land transfer tax by proposing to expand the Land Transfer Tax Refund Program to include purchases of resale homes. How Do I Apply? Read more ...


gst new housing rebate

Resale homes are exempt from the GST.

New homes are subject to the GST. New home buyers can apply for a 36% rebate of the GST applicable to the purchase price to a maximum of $6,300 for homes costing $350,000 or less before GST.

For new homes priced between $350,000 and $450,000 before GST, the GST rebate would be reduced proportionately.

New homes priced $450,000 before GST or higher would not receive a rebate. Read more ...


ontario real estate forms explained

Standard Forms explained in plain language

The commonly-used real estate forms available for download below offer clause-by-clause plain language explanations of the legal terminology used throughout them. Understanding what you are signing is essential to having a successful transaction.

  • Buyer Representation Agreement

  • Buyer Customer Service Agreement

  • Agreement of Purchase and Sale

  • Agreement of Purchase and Sale condominium resale

  • Confirmation of Co-operation and Representation

  • Listing Agreement Authority to Offer for Sale

  • Seller Customer Service Agreement

Gabor Sallai - Broker & Rita Garami - Sales Representative

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